Carla Tiago, 42, gained access to the clients personal information and credit cards in July 2015, when she was promoted from bookkeeper to account manager, Morris County Prosecutor Fredric M. Knapp said in a joint release with local police.
Tiago made multiple fraudulent transactions using eight credit cards from two of the company's clients, authorities said.
"The complainants indicated the defendant’s responsibilities were limited to making and authorizing payments for their company and their client’s businesses only," Knapp said, citing an initial report coming from the business owners last May.
"The defendant did not have the authorization to use any of the accounts for her own personal transactions."
Tiago also sent money from the clients' credit cards to her PayPal accounts, and she paid off subsequent balances through electronic fund transfers from the victims' bank accounts -- satisfying the outstanding balances, Knapp said.
"Three of the eight cards that were utilized were also found to be applied for by the defendant under the victims' names and utilized for the same personal and living expenses," the prosecutor said.
"The total theft from both victims is in excess of $700,000."
Tiago was charged with identity theft, fraudulent use of a credit card and fraudulent statements made in procuring a credit card.
Click here to follow Daily Voice Elizabeth and receive free news updates.